Est. 1996 · Trusted by 10M+ customers

Your money,
moving at the
speed of now.

HBLBanc gives you zero-fee accounts, instant global transfers, and smart savings tools — all in one place.

Total balance

$24,891.50

•••• •••• •••• 4821

Card holder

Aleksandra Nowak

Expires

09 / 28

$2.1B

Assets managed

4M+

Active customers

130+

Countries supported

0%

Monthly account fee

Everything you need,
nothing you don't.

Built around how people actually spend, save, and send — not around legacy banking systems.

💸

Instant Transfers

Send money anywhere in the world in seconds. Real exchange rates, no hidden markups.

🔒

Bank-grade Security

256-bit encryption, biometric login, and real-time fraud monitoring that never sleeps.

📊

Smart Budgeting

Automatic spend categorization, custom goals, and weekly reports so you always know where you stand.

🃏

Virtual Cards

Create disposable cards for online shopping. Delete them anytime — your main account stays safe.

📈

Savings Vaults

Round-up rules, recurring deposits, and high-yield vaults — saving happens automatically.

🌍

Multi-currency

Hold, exchange, and spend in 50+ currencies without paying conversion fees every time.

Choose your account

Start free, upgrade when you need more.

Essential

$0/mo

For everyday banking needs

  • Zero-fee current account
  • 1 virtual card
  • Local bank transfers
  • International transfers
Open free account
Most popular

Plus

$9/mo

For frequent travelers & savers

  • Everything in Essential
  • 5 virtual cards
  • Free international transfers
  • 5 currency accounts
  • Priority support
Get Plus

Private

$29/mo

For high-net-worth individuals

  • Everything in Plus
  • Unlimited virtual cards
  • 50+ currency accounts
  • Dedicated relationship manager
  • Investment portfolio access
Apply for Private

What our customers say

★★★★★

"I switched from my old bank six months ago. The international transfers alone saved me over $400 in fees. I'm never going back."

MR

Marcus Reid

Freelance Designer, Berlin

★★★★★

"The budgeting dashboard is genuinely useful — not just pretty charts. I hit my house deposit goal 3 months early."

SL

Sofia Larsson

Marketing Manager, Stockholm

★★★★★

"Running a small business, the multi-currency accounts are a game-changer. My team can pay suppliers in 12 countries without friction."

AK

Amir Karimi

Founder, Dubai

Ready to switch?

Open your account
in under 3 minutes.

No paperwork. No branch visit. Just your phone and your ID.

Start for free →